Thursday, April 23, 2020

Tips to keep your house safe with COVID-19

During these times of uncertainty, you want your house to be a safe place for you and your loved ones.

The possibility that touching someone with contamination can get the corona virus and then touching one's own mouth, nose, or eyes is still not ruled out and so a hand washing method is necessary.It is proven by the CDC, the National Institutes of Health and other institutions. The 2019 novel corona virus can live on plastic and stainless steel surfaces for two to three days. Therefore, avoid using plastic covers or vessels and buying any new containers in this time frame.

How long the virus survives on the surface depends on how it got there. Just touching one surface does not cause too much transfer, but coughing can cause droplets.

COVID-19 virus can survive for many hours on surfaces, but simple disinfectants can kill it.

To protect yourself and your family members, please include the following: 

  • Wash your hands regularly with soap and water. 
  • Use sanitizer in a scenario where you are away from the water or traveling outside.
  •  Eat diet that increases immunity.
  •  Try to use disposable cloth or paper towels as much as possible.
  •  Use your elbow or knuckles to push the doors

To protect your house from COVID-19, follow the steps below:

  • If a surface is visually dirty, first clean it with soap and water, and then use a disinfectant.
  • Wear disposable gloves when cleaning and disinfecting surfaces. The gloves should be discarded after each cleaning.
  • Make sure you have good ventilation in the area where you are cleaning.
  • Follow the instructions on the label of the cleaning product, and check to make sure it is not finished. 
  • Cleaning your house from top to bottom with a disinfectant will ensure that the corona virus is touched by you and will not live on anything affecting family, visitors, or housewives.
  • Use a diluted household bleach solution, or alcohol-based solution, with at least 70% alcohol.
  • Use EPA-registered disinfectants to kill germs on surfaces. 
  • Disinfectant surfaces like regular doorknobs, tables, and handrails.

Your hands are most likely to come into contact with germ surfaces and then touch your face, which is a possible route of transmission of the virus.

So, follow the precautionary measures given below for safe and hygiene: 

  • Clean hands at regular intervals.
  • Clean and germinate frequently touched objects and surfaces. 
  • Avoid touching your eyes, nose and mouth.
  • Cover your cough or sneeze with a tissue, then throw the tissue into the litter. 
  • Create habits and reminders to avoid touching their faces.
  •  Increase ventilation by opening windows or adjusting air conditioning.
  •  Change and wash your clothes regularly, especially if you are back house from the grocery store or are still reporting to work every day

Methods of washing hands: 

  •  Wet hands with safe running water.
  •  Apply enough soap to cover wet hand.
  •  Rub all surfaces of hands - including back of hands, between fingers and under fingernails for at least 20 seconds.
  •  Rinse thoroughly with running water.
  •  Available as dry hands with a clean, dry cloth, single use towel or hand drier.

Additional time for hand washing includes: 

  • After coughing or sneezing.
  •  After using the restroom.
  •  Whenever your hands are dirty.
  •  Before dinner.
  •  After touching animals or pets.
  •  Before and after providing regular care for another person who needs the assistance of a child or elderly person.

Living with family members in a restrained place for long periods of time and blitzing regularly with information about the epidemic can lead to boredom, anxiety, anxiety, and nervousness. It can also give rise to feelings of depression and fear, and can induce physical changes such as chest congestion and insomnia. These are all normal reactions in stressful situations.

Family members should be the necessary source to help all family members feel safe, positive and maintain a healthy mind.

This is the best chance to spend enough time with your family. To keep your boredom away, you can practice below:

  • Talk on the phone or make a video call with family and friends. 
  • Use other messaging apps to text or talk with family and friends.
  •  Play online games that allow them to play with other kids at house.
  •  Puzzle or Lego. Keep them clean and separate from other toys in the house.

If you or your family members encounter any emergency warning signs for COVID-19, get medical attention immediately:

  • Shortness of breath or shortness of breath. 
  • Continuous chest pain or pressure.
  •  New fallacy.
  •  Blue lips or face

Try to do all your bank transactions, mobile recharge, bill payment and other necessary things online to avoid exposure.

As soon as you touch people, surfaces and objects throughout the day, you accumulate germs on your hands. You can infect yourself with these germs by touching your eyes, nose or mouth.

Consider ways to bring medicines and food to your house through family, social, or commercial networks.

When going out of the house and returning house again, please be sure to follow the points below:

  • Use of masks is mandatory.
  •  Follow the concept of social discrimination in the queue.
  •  Avoid touching surfaces and objects in the supermarket.
Once you return from the supermarket or shops with the necessary items, make sure that you wash your hands and feet before entering the house. Keep aside the items and grocery you have brought and keep it in a place where there is maximum sunlight for a few hours, as there will be a possibility of exposing the virus.

To live a healthy and safe life, be sure to follow all these instructions and cleaning precautions even after the COVID-19 quarantine period.

Wednesday, April 22, 2020

What are the rights and duties of the buyer related to RERA?


Section 19 of the Real Estate Act states that a home buyer shall:

  • Accessed to obtain information related to approved plans, layout plans as well as approved by specific authority and other such information. 
  • To know the phase-wise scheduling of the project including the provisions of water, sanitation, electricity and other facilities. 
  • Entered to claim possession of the apartment, plot or building. 
  • At such a rate one is entitled to claim a refund of the amount paid along with the interest and may be compensated in the manner provided under the Act. 
  • After handing over the physical possession of the unit, it entered for necessary documents and plans, including common areas. 
  • Responsible for making the necessary payments specified in the sales agreement at the appropriate time and place.
  • They will also have to pay their share of registration fees, municipal taxes, water and electricity charges, maintenance fees, land rent, and other charges.
  • Essentially responsible for participating in the formation of a union or society or collaborative society.
  • Responsible to pay interest as stipulated. If mutually agreed upon by promoters and allottees, the interest may be reduced.
  • Take possession of the unit within two months of obtaining the occupancy certificate.
  • Responsible for participating in the registration of the deed.

How to file a complaint

  • Registered allottees or organizations of any voluntary consumer association under any law can approach the Real Estate Regulatory Authority or Assistant Officer to lodge a complaint.
  • The fees will be determined by the authority.
  • The authority may direct that specific cases or issues be heard and decided by a single bench of the chairperson or any member of the authority.
  • After giving a reasonable opportunity of hearing to any person, the authority shall appoint an assistant officer to conduct an inquiry in the prescribed manner.
  • The application for compensation will be dealt with expeditiously by the officer concerned. The matter will have to be disposed of within 60 days from the date of receipt of the application.

How to disinfect furniture during the outbreak of COVID-19


According to the latest studies corona virus can remain on metal surfaces such as door handles and wood for 4 days to 5 days. Although experts are of the opinion that it does not call for nervousness, proper cleaning is required to remove various types of germs.

Proper use of thorough hand washing, masks and hand sanitizers ensures personal safety. However, if you are wondering what you can do to keep your home furniture free from viruses, here are some tips that may help.

Start with vacuum-cleaning upholstered surfaces. Do not take the cushions out of your cover as they may shrink in the wash and do not sit on the pillow. To disinfect them, use a spray-on, homemade disinfectant that includes a 60 to 90 percent rub - isopropyl - 2-to-1 ratio from alcohol to water. You can also add 7 grams of bleaching powder to 1 liter of water to make it an effective disinfectant. Spray your disinfectant solution on all surfaces of your mattress, including the top, bottom and sides.

Hold the bottle 6 to 8 inches from the furniture, spray it until it is covered with a light mist. For metal surfaces such as door handles, security locks, keys, etc. 70% alcohol can be used to wipe surfaces where the use of bleach is not appropriate. Do not wipe the disinfectant solution from the surface, let it dry by itself

Wipe the tabletop, end table, wooden arms and other hard surfaces of your furniture with a cloth to soak them in your homemade disinfected clothes. The surface should remain wet for at least 1 minute to disinfect the piece completely. Trick should be done once or twice a day to remove germs, but if someone is ill in your house, you may want to wipe the surfaces frequently.

Furniture with multiple coats of finish can be damaged by repeated use of harsh detergents or alcohol-based disinfectants. Therefore make sure that you will not back down from disinfecting such sensitive surfaces.

No studies have proven that sunlight can kill corona virus, however, sunshine and clean air are miracles of work, and ultraviolet rays kill a lot of other bacteria and germs. Keep your movable furniture in the sun for a few hours to make them feel fresh and get rid of any odor. Make sure that you do not keep the wooden furniture in the sun for a long time to avoid any fading or discouragement.

SUGANTA REALTY SERVICES LLP

Tuesday, April 21, 2020

How Real Estate Affected by COVID-19


COVID-19 affects real estate in the market 

The corona virus scare is infecting people worldwide and affecting the real estate market, as it is spreading rapidly at lightning speed. According to the economist the rate of the economy will decrease as most people have reduced or reduced their income to overcome the current global disease.

Due to the global disease affecting the world, many people are trying to keep away the social disturbances and save their belongings and savings which can come to the rescue in the event of being affected. As per the security measures, the government has implemented mandatory lock-downs, which has led to a slowdown in the economy and a huge gap in the exchange of funds.

Impact on Real Estate: The current situation will affect the economy as it will have serious long-term consequences that can last for months, years or decades and have targeted the market and economy. Currently the real estate is still stalled due to the lockdown as sales and marketing efforts have been halted, with no interaction between buyer and seller. Both customers are thinking twice before trying to exchange money. Even if a buyer does not decide to buy the property or a seller is not selling his property or the investor decides not to invest the money of the property thinking what will happen next in the market, it will hurt the economy. And real estate will decline. As people fear what will happen next due to global illness, there will be less demand from buyers, this will freeze finances and this will have a huge impact in the real estate industry. Construction of projects has been delayed due to travel restrictions. Precautionary measures have also led to a decrease in construction activities.

Real estate mainly relies on project listings, as listings bring in sellers and buyers, it will make money, as long as listings occur, there will be buyers who can put themselves at risk for investment. Since no new inventory is being created on new projects due to the lockdown, there is less advertising on the assets being exposed in the market. Due to the impact of Corona, the global economy has declined and has already impacted the market and businesses in the country which have affected the decline in property prices. The demand for housing is going to be affected as people are trying to save their cash due to salary cuts and may face it if the situation deteriorates, as hiring in the area has been completely halted.

Predictions

According to the survey published by Economic Times, India Bar, on 2 April 2020, there is a huge impact on Indian real estate as it stands still due to the nationwide lock down. Housing sales have been reduced by 25 to 35% and office locations by 13 to 30%. In 2019 residential sales in the top 7 cities (Delhi-NCR, Mumbai Metropolitan Region (MMR), Kolkata, Chennai, Bengaluru, Pune and Hyderabad) are about 2.61 lakh units, which can fall from 1.70 lakh to 1.96 lakh units. Similarly, new launches can see a 25 to 30% drop according to ANAROCK Property Consultant. About 4.66 lakh units in the top 7 cities were earlier scheduled for completion in 2020, there may be a risk of delay. The nationwide lockdown has completely halted construction activity, project delays and may last several months until the epidemic arrives and this will cause demand to fall in supply.

Talking about non-residential areas, corporate businessmen are delaying their leasing decisions as many multinationals and businesses are testing the Work from Home option, which, if proven successful, will allow it to be leased in the future.

One positive thing to note is that this is the best time for investors who want to invest in real estate during lock down as it will be a passive income with low investment and high returns, attractive prices for them, Affects sellers financially. Sell ​​your property, good financing options as home loan rates are reduced and use your time in search of better properties.

To conclude how long the corona virus will last, no one knows, if it goes away in two months things may not fully recover or return to normalcy. The spread of the corona virus depends on the weather and how long it lasts, the flu season and it does not like the warm climate that disappears. As it has become a major epidemic and is spreading soon. In the end how long the corona virus will affect the market or economy depends on us and how we are ready to fight against it.

Monday, April 20, 2020

Corona virus Precautions: How to Protect Your House


Basic hygiene is all that is required to keep your house virus free. Corona virus is not air borne but coming into contact with an infected person can affect you and your family. Make sure you follow these simple tips to prevent the spread of COVID-19 in your houses.

What is Corona virus or COVID-19?

To date, 2418592 people have been affected by corona virus (COVID-19) globally. While these are confirmed cases, many are unconfirmed and fear is lurid. If you are looking to protect your family from this disease, then here are some simple remedies that you should follow.

COVID-19 novel ways to prevent corona virus:


Sanitise your house

Deep cleaning of your property every week will limit the amount of germs in the entire house. This is not a costly affair. The house is easy to disinfecting yourself. For example, lemons, baking soda and vinegar can kill germs in the kitchen. It is also safe to use kitchen based products for kitchen cleaning. Use the mixture to clean all counters.

Baking soda can also be sprinkled on the upholstery. You just need to wait for at least half an hour for this. This may be better than chemical spraying. You can use the Do-It-Yourself (DIY) method to deal with pollution and germs in your home. Make a mixture of equal parts water and vodka with a few drops of essential oil. It will serve as a disinfectant as well as deodorizer.

Likewise, essential oils can be used to clean shower curtains, toilet rims, and damp locations. You can scrub these later. Avoid keeping the areas wet, as this is a good environment for germs to thrive. In the bedroom, make sure all linen is thoroughly rinsed in warm water and liquid disinfectant. It is advised that you change bed sheets regularly every week.

Kids room

Children can bring in dirt and germs. When you can't restrict their movement and play all the time, make sure that their room is clean at all times. If your child is using toys, make sure that you appreciate these toys. You can check the washing instructions, to ensure that the soft toys remain in shape even after washing them at home. Other toys can be washed frequently.

Surface cleaning

Ensure that all surfaces - shelves, tables, chairs, racks, switches, decorative artifacts and showpieces - are cleaned at least once a week. If there are sick people at home, then clean up all the places they may have touched. Corona virus is spread by contact with an infected person and while it is not air borne, it is transmitted through body fluids.

Corona virus infection: things that need attention

  • Keep shoes and sandals that you wear outside the house, preferably outside the house, especially if there are small children in the house who can pick them up with their hands. Do not hesitate to ask visitors to take off their shoes when they arrive.
  • Make sure your clothes are washed every day. If germs appear on your clothes, it is advisable not to wear them again until they are washed.
  • Use separate towels at home.
  • Educate your domestic help, driver and other employees about corona virus disease and provide masks and sanitizers to help them. In this way you are ensuring their safety, as well as yours.
  • Avoid exposure to animals and slaughterhouses as corona virus can spread from animals to people.


Corona virus Precaution: Quick Tips

  • Take a shower as soon as you come back from office / college / school.
  • Avoid touching or using cups, tissues, plates, digital devices used by anyone else.
  • Keep a hand sanitizer in hand and provide one of your home help.
  • Avoid using public washrooms.
  • Check with your child's school about those remedies.
  • Avoid large gatherings as much as possible.
  • Drink plenty of hot liquids.
  • Avoid traveling.
  • Choose to stay home when you are sick.
  • Use masks when going out of the house and into crowded places.


Saturday, April 18, 2020

How to deal with the Symptoms of corona virus infection (COVID-19)


The current outbreak of the new 2019 Novel Corona virus (2019 n-Cov) has caught many major countries around the world. China, its country of origin, South Korea, Italy and Iran are some of the heavily affected areas.

Panic spread in India after 15 Italian tourists and their Indian driver were infected. You can find the current affairs number on the Government of India website. The government is taking preventive measures like universal screening of passengers at airports to keep the spread under control. Several laboratories are expected to open for testing and research on n-Cov.

Amidst all this, many health care experts are releasing updates to keep the public informed and prepared. Corona virus information is floating everywhere, and it is up to people to read and take precautionary measures to protect themselves from the virus.
In this blog, we take a deep dive to learn about COVID-19, corrected by its symptoms, how it is transmitted, and not to do some hard work to prevent.

Are you infected with corona virus?


The 2019 n-COV belongs to a large family of corona viruses, which cause serious illnesses ranging from the common cold to the Middle East Respiratory Syndrome (MERS-Cov) and Severe Acute Respiratory Syndrome (SARS-Cov). And the worst thing about this new virus is that it has no specific symptoms.

Mild health problems - such as cough, sneezing, fever, and difficulty breathing are some symptoms of infection. In some cases however, there may be no symptoms. An infected virus can be a carrier, infecting many others in the process, without itself being infected.  Alternatively, infected pneumonia can develop severe cases such as severe acute respiratory syndrome, kidney failure, even death.

So if you are dealing with a cough and a cold this season, the only way to know if you are infected with corona virus is to consult a health care professional. As of now, there is no standard, direct test for the 2019 N-Cove. But, the virus can be detected by running a series of tests.


How is COVID-19 Transmitted?


Researchers have not yet been able to uncover the exact dynamics of virus transmission. However, there are some channels through which this happens
  • Through drops made after an infected person coughs or sneezes.
  • Consumption of animal products virus.
  • Contact infected animal/
  • Through public places, especially during public transport, meetings, gatherings etc.


What you have to Do and Don’t to protect yourself from 2019 n-Cov?


Here are some ways to protect yourself from an epidemic:

Maintain cleanliness

Wash your hands thoroughly with soap and water. Scrub carefully between fingers and nails. Use hand washes, sanitizers and alcohol sterilizers to clean your hands and do not touch your nose or mouth otherwise.

Keep a safe distance from sick people

Avoid direct physical contact with sick people, especially those with flu, cold, cough or respiratory problems.

Cover your mouth

When you cough or sneeze, cover your mouth with a mask, cloth or tissue paper. Also, if you are ill, use a medical mask. To sterilize the mask or cloth, heat it.

Heat your food well

Consumption of infected animal products can cause virus infection. The virus cannot survive at high temperatures. Thus, you should heat your food properly before consuming it.

Seek medical care

There is always initial medical care from the health care profession, even in cases of common, mild symptoms such as cough, sneezing, fever, or difficulty breathing. Self preventive care is helpful in these cases.


A list of things you should avoid:


Touching your face

The virus enters our body through the nose and mouth. If you have touched an infected area, especially in public places, your hands may be infected. Thus, avoid touching your face before washing them properly.

Direct contact with animals

Avoid unnecessary, direct contact with animals. The virus can be transmitted from animals to humans. Therefore, if you have pets, you need to take care of hygiene properly.

Do not travel when you are sick

Make sure you are healthy before the trip. If you are not, seek medical attention immediately. Avoid going to public places, buses and sharing taxis when fever, cough, sneezing.

Do not take medicines without a prescription

Eating common antibiotics does not help with 2019 n-Cov infection. If you are feeling unwell, you should only take medicines prescribed by a health care professional.

As always, prevention is better than cure. And keeping the above suggestions in mind, you and those close to you can protect against corona virus infection. Stay healthy, and take care!

STAY HOME, STAY SAFE, STAY ALIVE

Friday, April 17, 2020

Why real estate should be good to investment in this lockdown


Fight continues in the world due to the outbreak of COVID-19. To further maintain the risk from snowballing, the Indian government has indicated to fully affect the lockdown. As a result, nowadays, most of us are working from home. Outside life has come to a grinding halt. No matter how uncomfortable it sounds, it is probably the only way to prevent perennial corona viruses from spreading further.

Although our daily routines have been affected, this does not mean that people should lock themselves inside their homes, stop all their plans and only watch worrying news on TV about this threat. These are some of the best times when one can spend time with family, do various hobbies and introspection. The current situation is an ideal time to think about investing in sources of passive income. Eventually, some of the best opportunities emerge from a crisis.

Zoning on various options can be seen in various options like term plans, stock market and real estate. While every investment option has its pros and cons, as of now, when the stock market is recessionary and the banking sector is in a tailspin, real estate can be a great asset to place bets on. If anyone wants to do it risk-free yet, makes a commendable return, with many residential and commercial real estate options available.

Full of attractive offers: Recognizing this opportunity, developers are coming up with many attractive offers. Property prices have already corrected in the last few quarters. After COVID, many developers are offering further discounts and attractive offers to maintain their financial books. There are projects where one now needs to pay 5% to book a property. The remaining payments will start after 60 days. By that time, it is expected that the crisis will mostly end.

However, such plans are a fleeting event that developers are launching to boost sentiment. Prices have already come down and once the situation returns to normal, such attractive schemes will also be lost. Therefore, this may be the best time to buy real estate. It should not be surprising if one gets ready-to-use assets for a price equal to a new launch.

Higher yields: Real estate can offer risk-thrilling competitive returns. Although residential real estate has been stable in recent years, commercial real estate has been issuing attractive returns. A commercial property in a prime location can easily give an average annual appreciation of around 7-10%. At a time when share prices and financial markets are volatile, such a comeback can be a game-changer.

Concurrent Rental Income: Real estate can provide continuous income in the form of monthly rent. The rental component always makes real estate a very unique proposition for investing. A quality commercial property can provide returns of around 5-8%. Similarly, residential projects can give returns of around 2-3%. Therefore, this is the right time to capitalize on those possibilities.

Increased liquidity: This is a good time to invest in real estate because home loan is going to be cheaper. RBI has recently cut the repo rate by 75 basis points. The rate drop is a welcome move for the industry. In a short period of time, as a calibrated response to the reduction in repo rates, most banks will also reduce their home loan rates.

Feasible Hard Asset: The biggest advantage of real estate is that it is a tangible asset. At a time when there is too much risk investing in paper money, real estate is a safer and safer asset for betting.
Real estate is a separate asset class that can ensure appreciable ROI, hedge against income and provide recurring income in the form of rental yields. However, it has its drawbacks, as a real estate asset will take at least 2-3 months. Nevertheless, investment in real estate is always made keeping in mind the medium to long term perspective. A short-term perspective can be counter intuitive.

So in these times of social distinction, do not just shut yourself down. Use isolation downtime, do some in-depth research, learn about the various sources of passive income and make the most of this time to make meaningful investments.


STAY HOME, STAY SAFE, STAY ALIVE

SUGANTA REALTY SERVICES LLP