What are the most important things to check before buying a property in India in 2025?
Buying a property in India has always been a major financial decision, and as we step into 2025, the real estate landscape has evolved with new regulations, trends, and digital tools. Whether you’re new to buying or an experienced investor, due diligence has never been more important
Here are the most important things to check before buying a property in India in 2025:
1. Verify Title and Ownership Documents
Check that the seller possesses a valid, marketable title
Title deed
Encumbrance certificate
Latest tax receipts
Mutation document
Cross-verify with the local land records office or use DigiLocker or online land record portals for transparency.
2. Check RERA Registration
Under the Real Estate (Regulation and Development) Act, it’s mandatory for all builders to register their projects with the state RERA authority. Visit your state’s RERA website to:
Confirm the project's registration
Review past complaints, delivery timelines, and approvals
Tip: Properties registered under RERA provide stronger legal safeguards and ensure more timely possession.
3. Bank Loan Approval & Legal Clearance
If a reputed bank has pre-approved the project, it’s likely to have cleared essential legal checks. Still, always consult an independent legal advisor to:
Validate the developer’s approvals (e.g., NOCs from environment, fire, water authorities)
Ensure the project has been sanctioned by the local municipal authority
4. Location & Future Development Potential
In 2025, infrastructure planning is a key growth driver. Evaluate:
Easy access to metro stations, highways, schools, hospitals, and workplaces
Upcoming government projects (e.g., Smart City plans, logistics hubs, expressways)
Use platforms like Suganta.com to compare neighborhood insights, civic amenities, and price trends.
5. Builder Reputation & Past Projects
Do a background check on the developer:
How many projects have they completed on time?
Are there pending legal disputes or consumer complaints?
Check online reviews, RERA records, and public forums
6. Construction Quality and Materials
Ask for a site visit or a virtual tour. Check for:
Structural quality, ventilation, and safety compliance
Use of eco-friendly materials (green buildings are trending in 2025)
Earthquake resistance and fire safety standards
7. Carpet Area vs. Super Built-up Area
Ensure you understand what you're paying for. As of 2025, RERA requires the clear disclosure of carpet area, but many builders continue to promote properties using the super built-up area. Clarify this distinction.
How much usable space you’ll get
Breakdown of loading charges and common area expenses
8. Possession Timeline and Delay Penalty Clause
Get a written commitment on delivery time. Read the sale agreement carefully to ensure:
There’s a penalty clause for possession delay
Exit clauses and refund policies are clearly defined
9. Total Cost and Hidden Charges
Apart from the base price, account for:
GST (if applicable)
Registration charges and stamp duty
Maintenance deposit, club charges, parking, etc.
Use Suganta.com’s property cost calculator to get a clear financial picture.
10. Post-Sale Support & Amenities
Evaluate:
Quality of post-sale services (repairs, customer care)
Maintenance charges and society management
Functionality of promised amenities: gym, lifts, water backup, etc.
Final Thoughts
Buying a property in IndiaAs of 2025, RERA mandates clear disclosure of the carpet area, yet many builders still market properties based on the super built-up area. It’s important to clarify this distinction.
Stay smart. Stay secure. Let Suganta.com guide your next move.
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